Credit Repair | Credit Repair |
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What are the advantages of using our Attorney? While there are many companies who brand themselves as credit repair organizations, most of them lack the legal clout and experience necessary to adequately represent your dispute efforts. Some of the specific advantages of using our affiliated attorney are:
Cost of Bad Credit Automobile Financing: If you are financing a car and have bad credit, you are probably paying thousands of dollars more than you would pay once you had restored your credit. This extra interest shows up every month in a dramatically higher payment. One of the first things that our members often do once they have restored their credit is to refinance their automobile for a fraction of their current payment or buy twice the car at nearly the same payment. Take a look!
Home Mortgage: The” American Dream” of owning your home is out of reach for most people with credit problems. As you see below, even mildly damaged credit will cost a small fortune in additional interest. This forces credit challenged consumers to raise families in less desirable neighborhoods and to pay off someone else’s mortgage for them leaving the credit challenged with only several years worth of rental receipts.
A Trustworthy Resource “Credit Repair” has not been kind to the American consumer. In fact, the name is synonymous with fraud. This is the stigma we face as we offer our Members an alternative to “Credit Prison”. The nasty reputation of credit repair often forces us to defend the ethics of our association. The legal services provided our Members via our affiliated attorneys are analogous to work done by any defense attorney. Our Member’s attorney takes an affirmative defense: offers a reasonable alibi and leaves it to the bureaus(s) to substantiate their allegation. If the bureau(s) claim to have affirmed the allegation, the decision is appealed. EVENTUALLY, MOST BAD CREDIT ALLEGATIONS ARE UNTENABLE AND REMOVED FROM THE CREDIT PROFILE. Now that we have dispelled the misconceptions, spun by Credit Bureaus, to convince you that you have no legal options to remove bad credit from your credit reports... What Are You Going to Do? Everyone knows that if you commit murder, rob a bank, or get a speeding ticket that you have legal rights. It is ridiculous to think that you have no legal recourse against accusations made about you without your permission on your credit report. The credit bureaus public relations machine will stop at nothing short of sparking costly law suits to convince consumers that nothing can be done regarding bad credit allegations they put onto your credit report. Our affiliated attorneys are often surprised at how consumers are oppressed by credit bureaus and debt collectors. Our members report being shunned by these businesses and are frequently told that they have little to no say over what is reported about them. What Does Congress Have To Say? The Congress makes the following findings: Consumers have a vital interest in establishing and maintaining their creditworthiness and credit standing in order to obtain and use credit. As a result, consumers who have experienced credit problems may seek assistance from credit repair organizations, which offer to improve the standing of such consumers.Sec.402 (a) CREDIT REPAIR ORGANIZATIONS ACT. Title IV of the Consumer Protection Act (Public Law 90-321-, 82 Stat.164) Are You Skeptical???? You have good reason to be skeptical . Let us prove our capabilities to you. CALL NOW and take advantage of our FREE - NO OBLIGATION credit report review and strategic legal proposal. Send us recent copies of your credit reports. (We will gladly help you obtain them if needed.) Upon receipt of your reports, we will provide you with NO COST or Obligation:
Mistakes Do Happen
Keeping BAD CREDIT costs more than fixing BAD CREDIT Have you ever stopped to think what having BAD CREDIT is costing you? How much have you paid in additional fees due to your poor credit rating? One estimate is that a poor credit rating costs the average consumer $3000 per year or $50,000 in a lifetime due to extra charges that are assessed simply because of a low credit score. Unnecessary deposits, excessive interest, higher insurance rates, lower paying jobs are just a few of the financial hardships faced by those with problematic credit. This dollar figure does not include the extreme inconvenience, additional stress, low self-esteem, and loss of dignity associated with being considered a second class citizen in a society that is based on credit worthiness. Put an end to your credit problems…if it costs MORE TO KEEP BAD CREDIT THAN TO RESTORE YOUR CREDIT STANDING. Why would you want to pay MORE to have so much LESS??? What a Value! As a Member You Get All of This!!
You Are Not Alone…
It’s sad but very true that a large percentage of us suffer from blemishes on their credit reports. A single blemish may prevent one from obtaining credit Bad credit is embarrassing, humiliating, and depressing. Most creditors believe that a bad credit report dictates a persons worth and value as a human being. In our experience most members struggled long and hard to meet their obligations, but the money coming in simply didn’t meet the bills going out. You are not the first person to decide to put food on the table or keep the lights on rather than pay a credit card bill . Most people faced with the decision will protect their family and love ones first and then pay their creditors. Even the collection agents, would certainly protect themselves first, if faced with the same tough decision. By knowing and exercising your legal rights Credit Health Alliance will assist you in taking the steps to regain your good credit and reward you by rebuilding your financial independence and freedom. Our members tell us the added confidence and feeling of self worth is one of the biggest benefits they receive from our service. Of course, you must protect your new credit report with honesty, integrity, and common sense.
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